LooFi is a high-performance FinTech Infrastructure/Banking-as-a-Service (BaaS) platform offering robust ledgering, account issuance, and a card engine seamlessly integrated with the Discover® Global Network.
Enterprise-grade core for managing massive multi-account movements with atomic binary precision and immutable history.
Direct integration with Discover® Network. Issue virtual and physical cards instantly with custom spending rules.
Issue real or virtual accounts instantly. Create fully scalable Banking-as-a-Service (BaaS) programs with automated routing.
Seamless identity verification flows, automated document processing, and global regulatory compliance management.
Launch your own banking app in weeks, not months. Full range of features for cardholders and wallet users out of the box.
Dynamic rewards, points management, and multi-channel engagement for advanced customer retention.
Robust engine for high-frequency financial operations and regulatory compliance.
A complete end-to-end infrastructure for launching and managing payment cards at scale, certified and connected directly to global networks.
Customize approval rules based on merchant category, geography, or spending velocity in real-time.
Fund accounts at the millisecond of a swipe.
Apple Pay & Google Pay provisioning.
Faster speed to market
Ledgering complexity
Hidden Infra Costs